Ingalls Employee Credit Union

Our Legacy

In 1939, seven Ingalls shipyard workers shared a vision and founded a credit union offering savings accounts and loans to coworkers. On a muggy afternoon under an oak tree on the east bank of the Pascagoula River, the Mutual Benefit Credit Union held its first Board of Directors Meeting. The name was soon changed to Ingalls Employees Credit Union, and decades of consistent growth followed.

In 2003, IECU became Navigator Credit Union to reflect the broad coastal base we've grown to serve. After more than eight decades of partnership, we know the needs of shipyard employees better than anyone else. Because of our uniquely shared heritage, we're pleased to offer products and services available only to Ingalls employees.


Exclusive Ingalls Member Benefits Include:

Get your money one day early.

Build your savings more quickly or pay off your loans sooner.

Payroll advances up to $150 for times you need cash for life's little emergencies.


Gate 1 - Safety/Supply Store
Gate 4 - American Heroes Cafe
Admin 2

The NCU Wealth Management Team is familiar with all of Ingalls' retirement options.

As a Navigator Member, you'll also enjoy:Young family in the park

  • FREE Checking Account with no minimum balance requirements or monthly maintenance fees
  • FREE Unlimited Check Writing with no per-check charges
  • FREE Save'N Up Debit Card Savings Program, which will match your savings up to $300 per year and pay you a 5.5% annual percentage rate
  • FREE Instant Issue EMV Chip Debit Card at any full-service Branch
  • FREE ATM withdrawals at more than 80,000 ATMs nationwide
  • FREE e-Statements sent to you through a secure site
  • FREE Online Bill Pay to allow you to pay your bills online
  • FREE Mobile Banking with the mobile app
  • FREE $1,000 AD&D Life Insurance available
  • Saturday hours at many locations

Already a Member? Spread the word and get rewarded!

Some things are too good to keep to yourself, and we believe banking with Navigator is one of them. Refer a friend or family member to Navigator, and once they meet the requirements, you both earn a $50 gift card. There's no limit to how many gift cards you can earn. The more people you refer, the more gift cards you can receive. Good friends share everything from tools to clothes and money-saving tips, why not the benefits of being a Navigator Member? It's a win-win.

How does it work?
It's easy! Sign up for the program by clicking here. Once you do, email your unique referral link to your family and friends. You can also post a link directly to your Facebook, Twitter or LinkedIn pages. Your family and friends click your link to sign up, then open their new account online or in-Branch. Once they meet the program requirements, you both will be notified to choose your $50 gift cards.

To qualify, your friend or family member must:

  • Be a new Member with no existing or open Navigator accounts in the last 12 months
  • Be at least 18 years old
  • Register for the referral program then complete the following within 60 days:
    • Open a FREE checking account
    • Enroll in e-Statements
    • Make at least one direct deposit of $50

We sincerely appreciate your membership and willingness to tell your friends and family about the benefits of banking with Navigator!

Membership eligibility requirements apply. Limit one $50 Gift Card per referral. Offer available to current Navigator Credit Union Members who refer new members to Navigator. The new and referring member will each receive one (1) $50 Gift Card. A new member is defined as an individual currently without a Navigator account and who has not held a Navigator account within the past 12 months. The new member is required to register online at NavigatorCU or present a referral card at account opening in Branch. He or she must open a checking account, sign up for e-Statements and complete one direct deposit of a minimum of $50 within 60 days of account opening. Upon meeting this criteria, gift cards will be issued and mailed to the address on record. Must be at least 18 years old to participate. Offer is subject to change without notice. Associates of Navigator Credit Union are not eligible. Important Privacy Notice: By participating in the Navigator Credit Union Ingalls Family and Friends referral program, you agree that the referrer may be aware that you opened an account upon receipt of bonus. To the extent required by law, Navigator Credit Union may report the value of the offer to the IRS on a Form 1099.