Generic Navigator Visa Card

Navigator Share Secured VISA(R) Credit Card

The Navigator Share Secured  VISA(R) Credit Card is an invaluable tool whether you're looking to build credit or rebuild credit. Your Share Secured VISA(R)  Credit Card is backed by a cash deposit. The credit limit available to make purchases is equal to the amount deposited to set up the Share Secured Visa(R) card. You get the deposit back when you upgrade to a regular “unsecured” card or close the account in good standing. As you use the card, Navigator reports your activity to all three credit bureaus.

Rate, Fees & Rewards


Interest rate is a low fixed

12.9% APR




No application fee

No annual fee

No prepayment penalty





Earn one point for every dollar spent on purchases.

Plus, there are opportunities to earn bonus points throughout the year. Once enrolled in uChoose Rewards, you will also receive notification of special offers from participating merchants. Learn more about uChoose Rewards by clicking here.


Enjoy the worldwide purchasing power of VISA(R) with the Navigator Share Secured Credit Card along with these benefits:


24/7 Customer Service
Our customer service representatives are available to assist you 24 hours a day, 7  days a week.

Online Account Management
Navigator makes it easier and more convenient than ever to manage your account with our online portal. You can view recent transactions, monitor account activity,  download statements and pay your bill with a click of your mouse. Already have a share secured credit card? Register online by clicking here.

Fraud Protection and Card Management
Navigator offers a free app, CardValet, to help you manage your Share Secured Credit Card. CardValet manages the risk by allowing you to define when, where and how your cards can be used. It is available for Apple and Android devices. Learn more about CardValet by clicking here.

Mobile Wallet
Add your Share Secured Visa® to your mobile wallet for contactless payment. In addition to the added convenience and safety of hands free transactions, Apple Pay®, Samsung Pay and Google Pay™ mobile payment methods are highly secure. Click here to can learn more about Navigator’s free enhanced fraud protection services for credit and debit cards.

Apply for your Share Secured VISA(R) Credit Card today!
Don't wait. Apply today by calling 800-344-3281, option 3; visiting a Branch or online.