Credit unions differ from banks first and foremost by focusing on your interests as a member rather than their own profit margin. Providing personal service and a familiar atmosphere could make the difference for you, but what happens when you go on vacation or move away from Navigator Credit Union? This is where the use of a CO-OP Shared BranchSM presents a convenient benefit.
Shared Branching Basics
The CO-OP Shared Branch network is a cooperative effort by credit unions regionally and nationwide to help provide certain services to you when visiting a Navigator Credit Union branch location isn’t a convenient option. You can simply visit a nearby, participating credit union to freely conduct many transactions you’d normally complete at your Navigator Credit Union branch.
The typical services available through shared branching include:
- Fund withdrawals
- Transferring funds between accounts
- Balance inquiries
- Processing of loan payments and advances
Although sometimes requiring a fee, select locations will provide members the ability to purchase travelers checks, official checks and money orders.
How to Prepare for a Shared Branch Visit
The list of required materials and information to bring is a short one, but knowing it ahead of time will help you avoid any unnecessary delay. The teller will need to know the name of your credit union and your account number. The latter cannot be looked up on your behalf so always be prepared to present it. Aside from these few bits of information, a photo ID is generally the only other thing required before you can enjoy the same convenient access to your account you’ve come to expect from Navigator Credit Union.
To find shared branching locations throughout the USA visit https://co-opcreditunions.org/locator/