12 May

Take Advantage of Membership for the Best Loan Options, Rates

Take Advantage of Membership for the Best Loan Options, Rates

New car. New home. Starting a family. Dealing with an unexpected expense. No matter what life brings, your Credit Union is here to help you navigate the journey. We offer loans for the good times and the not so good times, and we’ll walk you through the lending process, so you feel informed and confident whatever your decision.

Just like banks, credit unions help people when they need or want to borrow money. Unlike a bank, a credit union is a not-for-profit institution owned by its members. This allows us to offer our Members better loan rates than most banks and other financial institutions.

Auto Loans

Don’t Pass By Our Great Rates

Especially during these challenging times, you want a vehicle you can rely on – and one you can afford. Financing or refinancing with Navigator is quick, easy and could save you hundreds of dollars. With interest rates now as low as 1.99% plus the same low rates for new and used cars, talking with Navigator lenders to get prequalified should be your first step when thinking about buying. Navigator auto loans feature flexible terms and no loan processing fees, plus Members can take advantage of affordable Guaranteed Asset Protection (GAP) and Extended Warranty coverages. Learn more about options for financing your next car purchase or refinancing your loan from another financial institution and even apply online by visiting our Auto Loans page.

Mortgages and Home Equity Loans

We’ll Help You Navigate Home

At Navigator we appreciate the importance of home and realize now more than ever, home is where the heart is. Our friendly, local team of mortgage specialists is ready to assist our Members with home loans of all kinds, whether you’re in the market for a new home, looking to refinance or wanting to take advantage of the equity in your existing home. Navigator Mortgage Services offer highly competitive rates, free prequalification, flexible loan options and in-house servicing for most 30-year mortgages. There’s even a limited time special offer now available of 50% off loan origination fees!

Whether you’re a first-time buyer or looking for a reminder, our FREE Homebuyers Guide can help answer any questions you may have about all the steps in the process of finding and buying the home that’s right for you. Ready to start your home buying journey? We’re ready to help! Give us a call at 800-344-3281, option 5, to set up a free, no-obligation consultation today. Or visit navigatorcu.org/mortgage to get more information and even apply online.

Navigator Platinum Rewards Card

Skip the Fees, Earn the Rewards

The Navigator Platinum Rewards card is a financial tool that works for you in more ways than one. You pay no annual fee, no balance transfer fees and no cash advance fees. Plus, you’ll enjoy a low monthly interest rate and generous credit limits. And as a Navigator Platinum Rewards cardholder, you are eligible to participate in the free uChoose Rewards® program. With uChoose Rewards, you earn a point for every $1 spent, so you can get rewards faster! Then redeem your points for thousands of options including computers, TVs, rental cars, gift cards, even cash – the choice is yours!

Personal Loans

Loans as Unique as You Are

Whether it’s an unplanned medical cost, emergency car repair or maybe you’d like to consolidate your debt into one manageable payment, there are lots of reasons to consider a personal loan from Navigator. We want to help you achieve a dream or deal with that unexpected bump in the road by extending personal credit with low rates and flexible terms. To look into personal loan options to meet your particular need, click here. Our personal loans offer quick, local decisions, and the process can be done completely online without stepping foot in a Branch. Apply online today.

As a not-for-profit credit union, Navigator is here to serve our Members, not Wall Street investors. That means we can provide you with a full range of financial products and services, with better rates, fewer fees and more flexibility than a traditional bank can provide. Start enjoying the benefits of membership with a Navigator loan for wherever you are on life’s journey.

APR = Annual Percentage Rate. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of vehicle and term of the loan. Your rate can be higher depending on your credit performance. Rates are subject to change without notice. NMLS# 646402. Equal housing opportunity lender. For current mortgage rate information, visit navigatorcu.org/mortgage. Terms up to 30 years available. Subject to credit approval and membership eligibility. Federally insured by NCUA.