Welcome Aboard!

Navigating Your Financial Future

At Navigator Credit Union, we believe in banking that puts people first. In fact, supporting your financial success is why we’re here. Founded by shipyard workers right here on the Gulf Coast, we’ve been working hard for our members and communities for more than 80 years.

Here, you’ll find the full array of services you’d expect from a bank. But, because we’re member-owned and not for profit, we’ll help you earn more with your savings, pay less for your loans and enjoy more day-to-day convenience.

So count on us for all your financial needs, both today and tomorrow. We think you’ll agree: It’s a better way to bank.

Young family in the park

Easy Ways to Bank - No Branch Required.

Here’s how you can access the services you need.

| Online & Mobile Banking

  • Account inquiries and transfers
  • Bill Pay
  • Loan payments
  • Mobile check deposit
How?

| ATMs

  • Access almost 55,000 free or reduced fee network ATMs
  • Cash withdrawals
  • Account balances
  • Check and cash deposits (select ATMs only)
How?
  • Drive-up ATMs available at our 12 Branch locations
  • Find nearby surcharge-free ATMs from our locations page
  • Find the surcharge-free ATMs nearest you using the Navigator Mobile App

| Website

  • Locations information
  • Loan applications
  • New account openings
  • Product information
  • Online Banking access
How?
  • Find your nearest Branch, CO-OP Shared Branch or ATM on our locations page
  • Access our online loan or account applications via the product information page
  • Log in or sign up for access to Online Banking

| Telephone Banking

  • Balance inquiries
  • History inquiries
  • Transfers
  • Loan information
  • Withdrawals
  • Checking account information
How?

Bank from any touch-tone phone by calling 800-344-3281, option 1 (requires Member number and PIN)

| Member Contact Center

  • Account inquiries and transfers
  • Online Banking enrollment and support
  • Loan applications
  • Loan payments
  • Debit/credit card issues or questions
How?

Call 800-344-3281

Hours:
Monday – Friday: 9 a.m. – 5 p.m.
Saturday: 9 a.m. – 1 p.m.

 

| Web Payment Center

  • Make online payments for any Navigator loan using your debit or credit card
How?
  • Log in to begin or register now if you are a first-time Payment Center user

Get Ready for the Journey Ahead

Take advantage of your Navigator membership with these services
to simplify your life and help you achieve financial success.

Bank from anywhere with the Navigator Credit Union mobile app
Our Navigator Credit Union mobile app is like having a Branch right at your fingertips 24/7. You can check your balance, view your transaction history, pay bills, deposit checks and so much more. You can easily find a Navigator Branch or one of the 55,000 surcharge-free ATMs without even logging in. You can download our FREE app onto your mobile device straight from the Apple or the Google Play stores.

Build your savings with our SaveN' Up Debit Card program
Use your Navigator debit card on everyday purchases to build your savings quickly. We’ll round up each purchase to the next dollar and deposit the difference in your high-yield Save’N Up account. Save’N Up is free to Members and the only requirement to add this unique service to your checking account is to sign up for e-Statements. When you choose the signature mode (credit) when making purchases, we’ll even match your rounded up savings up to $300 per year! There’s a 100% match for the first 30 days and a 10% match after that. In addition, funds in your Save’N Up account earn interest at a rate of 3% APY.

Pay with ease with your new Navigator Debit Card
Navigator’s debit card gives you access to your funds 24/7. It can be used in signature (credit) mode or PIN (debit) mode. The debit cards can be instantly issued in Branch and are activated at 7 p.m. the same day. Add your Navigator debit card to your mobile wallet so you can speed through checkout all while protecting your information. You can also manage, monitor and protect your debit card with our free CardValet app, including having the option to turn your card on and off with your smartphone. Download Navigator’s CardValet app at no charge from both Google Play and Apple Store.

Set it and forget it with online BillPay
Get the security and convenience of paying all of your bills at one online location. You can view upcoming payments, track payment history and select the date the bill is paid or set it to be paid monthly. Plus, you’ll save time and postage. To sign up, log onto Online Banking and click on Pay My Bills on the menu bar.

 

We’ve Been Here for Our Communities Since 1939.

As a not-for-profit credit union, Navigator is here to serve our Members, not Wall Street investors.
That means we can provide you with a full range of financial products and services, with better rates, fewer fees and more flexibility.
Start enjoying the benefits of Membership!

Privacy Policy | Important Account Information | Rates

Save’N Up match subject to e-statement enrollment. Match applies to purchases made using signature/credit mode. After 30 days, match paid on 10% of round-ups. Cash bonus up to $300 per year paid at the end of each calendar quarter. 3% Annual Percentage Yield. Origination fees discount applies only to mortgages which qualify for in-house financing and not to loans sold on the secondary market. NMLS# 646402. Equal Housing Lender. Federally insured by NCUA.