We’ll Help You
Navigate Home.

Own your home for less with our flexible loan options and low fixed rates.

Apply Today! Call Us Rates

Start Your Homebuying Journey with Navigator.

Lower mortgage rates than you’ll find at most banks and online lenders

Step-by-step guidance from a friendly team

In-house servicing for most
30-year mortgages

Local loan decisions for more flexibility and timely processing


First-Time Homebuyer?

Our local mortgage specialists are happy to answer all your questions, help you choose the right mortgage and assist you throughout this process. Our free Homebuyers Guide can answer many of the questions you may have right now.

Download FREE Mortgage Guide

Options for Every Stage of Your Journey.

Traditional Mortgage

Move in for less with a highly competitive fixed rate and enjoy the dependability of in-house servicing for our 15- and 30-year mortgages.

TurnKEY Mortgage

Our unique 10-year mortgage could be a great way to build equity and pay off your loan faster.

Home Equity Line of Credit

Get easy access to funds for home improvements, debt consolidation and much more.

Affordable Refinancing

Refinancing can be a valuable way to lower your rate, pay off your mortgage faster or extend your term for more flexibility.

Learn more »

Dream It. Do It.

With a Home Equity Line of Credit

Tap into your home’s equity for flexible, low-cost funds you can access whenever you need. Our Home Equity Line of Credit (HELOC) is a smart way to pay for one-time needs or ongoing projects. Use your HELOC to:

Remodel your home

Consolidate debt

Go on vacation

Pay education expenses

You can do all this and more!

Call 800-344-3281, option 5, or email mortgage@navigatorcu.org to learn more.

Ready When You Are.

Set up a free, no-obligation consultation or start your pre-qualification today!

Call Us Email Apply Today

Here for You. Not for Profit.

As a not-for-profit credit union, we’re here to serve you, not Wall Street. This means we can provide our
Members with a full range of financing and banking products with better rates, fewer fees and more
flexibility. And, joining our credit union couldn’t be easier!