Navigator Credit Union – A Legacy of Excellence

Nothing matters more to us than relationships. We hold the view that member relationships are for a lifetime. Our Members believe this too. That’s why we're honored to be the financial institution chosen to serve generations of Navigator families. They know that each and every day we strive to deliver our Member Promise to: Simplify Your Life, Protect Your Privacy, Work in Your Best Interest and Help You Achieve Financial Success. If you're not already a Navigator Member, join today and start enjoying the benefits of membership.

New Features Enhance the Member Calling Experience; Identifying Information Required

Navigator has made changes to our phone system to enhance the Member experience. When calling our Member Service Center (800-344-3281), you’ll have additional options and be asked for identifying information to expedite assistance. By providing your info while waiting for a Member Service Representative, you’ll be assisted more promptly when your call is answered. You’ll […]

The New Inherited IRA Rule

Do you know what has changed for IRA beneficiaries? Provided by Jeffrey C. Hamm New inherited IRA rules took effect on January 1, 2020. The Setting Every Community Up for Retirement Enhancement (SECURE) Act became law on that day, altering the regulations on inherited Individual Retirement Account (IRA) distributions. The big change: the introduction of the […]

Understanding the Child Tax Credit Expansion

Understanding the Child Tax Credit Expansion The American Rescue Plan Act temporarily expanded the Child Tax Credit, or CTC, for the 2021 tax year. The IRS will pay half the total credit amount in advance monthly payments beginning in July. Those eligible for the credit can claim the other half when filing their 2021 income […]

Pullbacks, Corrections and Bear Markets

Pullbacks, Corrections and Bear Markets What’s the difference? What do these terms mean for you? Provided by Jeffrey C. Hamm The COVID-19 outbreak has put tremendous pressure on stock prices, prompting some investors to blindly and indiscriminately sell positions at a time when the entire market is trending lower. Worried investors believe “this time it’s […]

Common Fraud Schemes Related to COVID-19

Navigator Credit Union wants you to be safe during the COVID-19 pandemic, and that includes helping to keep you safe from fraudsters. We want to make you aware of some of the common fraud schemes now being reported by the Federal Bureau of Investigation (FBI). Government Impersonators According to the FBI, one of the most […]

Think twice before taking social media quizzes

While they’re practicing social distancing as part of an effort to slow the spread of COVID-19, many people are turning to social media to stay connected and pass the time. Navigator Credit Union wants to warn of an old trick identity thieves are deploying to get your information. Navigator, along with the Better Business Bureau, […]

IRS warns of economic impact payment scams

Navigator Credit Union is committed to helping you protect your privacy. As the COVID-19 pandemic takes a toll on people’s pocketbooks, your finances could face other threats as well. Experts are warning of a rise in scams. You’re advised to be on the lookout for an increase in calls and email phishing attempts. That’s not […]

Long-established retirement account rules change

The Setting Every Community Up for Retirement Enhancement (SECURE) Act is now law. With it, comes some of the biggest changes to retirement savings law in recent years. While the new rules don’t appear to amount to a massive upheaval, the SECURE Act will require a change in strategy for many Americans. For others, it […]

Getting your vehicle road trip ready

Summer is here, and many people are looking forward to getting away. Wherever you are headed, Navigator Credit Union wants to help you get there safely. A routine vehicle inspection is one step that can save a lot of unwanted stress down the road. The Mississippi Department of Transportation has some advice on what you […]

Traditional vs. Roth IRAs

IRAs can be an important tool in your retirement savings belt, and whichever you choose to open could have a significant impact on how those accounts might grow. IRAs, or Individual Retirement Accounts, are investment vehicles used to help save money for retirement. There are two different types of IRAs: traditional and Roth. Traditional IRAs, […]

A Special Message to Our Members

Dear Navigator Member,

Thank you for your membership and for the trust you have placed in us. We hope it’s reassuring to know Navigator is well-capitalized and financially strong, and your funds on deposit here are federally insured.

As a Navigator Member, you can bank in your neighborhood at one of our 12 full-service Branches conveniently located along the Alabama and Mississippi Gulf Coasts. You can also bank from anywhere with our free online and mobile banking, recently upgraded to offer even more popular features.

You can feel good knowing Navigator is a local financial institution that not only understands our Members’ needs but also supports our communities. And with more than 83 years of history, your Credit Union is still vibrant and growing.

Navigator is your Credit Union, here for you, not for profit, with the full range of banking and personal financial services you need. Since 1939, we've shown our commitment that no matter the issue or challenges,

We’ll navigate this together!

Sonya Jarvis
President & Chief Executive Officer

Why Choose Navigator Credit Union?

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