Save N up landing page

Save'N Up Debit Card Savings Program

Navigator's unique Save’N Up Debit Card Savings Program makes saving money easy. Save’N Up helps you build your savings through TWO incentives.

Round up and save

When you enroll in Save’N Up, every purchase you make with your Navigator debit card in the credit/signature mode will automatically round up to next dollar. The difference between the amount of the purchase and the next whole dollar amount will be transferred from your checking account to your high-interest Save’N Up account. You'll earn 3% APR on the money you round up into your account. The more you use your debit card for everyday purchases – whether running errands in town or shopping online – the more you save!

Get a 10%
match each quarter

Match your contributions

As another savings incentive, Navigator will match up to $300 each year on the amount you’ve saved through rounding up when you use your debit card in the credit/signature mode and are enrolled to receive e-Statements. We will match 100% of what goes into your Save'N Up account for the first 30 days.  After that, you received a 10% match each quarter.

Earn up to $300
free cash each year!


The Save’N Up Debit Card Savings Program is a great savings incentive, no matter your age or account balance. In fact, there are no minimum balance requirements to open or maintain your Save’N Up account.

Add Save'N Up to your FREE checking account at account opening or add it to your existing account by calling the Member Contact Center at 800-344-3281 or visiting any Branch.


Subject to membership eligibility and e-statement enrollment. 3% Annual Percentage Yield. Rate is subject to change without notice. After 30 days, match paid on 10% of round-ups. Cash bonus up to $300 per year paid at the end of each calendar quarter. Federally insured by NCUA.