Saving money is crucial, but not all savings accounts are the same. The best account depends on your goal, whether it’s buying a car, saving for a down payment on a home, your child’s education or holiday gifts.
Like other 401(k) plans, the Roth 401(k) carries with it numerous rules that impact their ultimate tax treatment. Understanding these rules is critical for optimizing your tax consequences.
A Message from the Navigator Financial Planning Services Program. There are two main types of IRAs – traditional IRAs and Roth IRAs – and both offer tax advantages. Most people saving for retirement can contribute to a traditional IRA, and if you meet certain requirements your contributions are tax-deductible…
How do you hope to spend your retirement … traveling the world? Hitting the links? Playing with grandkids? Now, keeping that image firmly in mind, think about this: How are you going to pay for it? Today’s workers will have to rely more heavily on their own savings and investments than previous generations…
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