Joy, your digital assistant:
(228) 475-7300 or toll free: (800) 344-3281
24 hours a day, 7 days a week
Live assistance available:
Monday – Friday: 9 a.m. to 5 p.m. Central
Saturday: 9 a.m. to 1 p.m. Central
How can we help? Get in touch with us!

Joy, your digital assistant:
(228) 475-7300 or toll free: (800) 344-3281
24 hours a day, 7 days a week
Live assistance available:
Monday – Friday: 9 a.m. to 5 p.m. Central
Saturday: 9 a.m. to 1 p.m. Central

Joy is your digital assistant at Navigator! With her advanced AI technology, she can answer your questions, find resources, and manage many other helpful tasks. She has many skills and deep knowledge to assist you and make your life easier.
Joy is available 24/7, even on holidays. If you need human assistance, Joy will quickly transfer you to the right person or department during business hours.
You can ask her for checking account balances, deposit status, transaction history, to speak Spanish, and much more!

If you need to send us documents, please use this address:
Navigator Credit Union
P.O. Box 1647
Pascagoula, MS 39568-1647

Email is not a secure method of correspondence. Please do not include sensitive information (Member number, account number, social security number or date of birth) in your email message.
Email: service@navigatorcu.org

Lost or stolen debit card: (866) 609-7690
24 hours a day
To set up or change your PIN: (888) 886-0083
24 hours a day
FRAUD: Fraud alert texts will come from the number 49447. Be sure to save it in your contact list so you don’t miss a notification.
If you need to speak to a live fraud representative, call (888) 918-7313.

Lost or stolen credit card: (866) 609-7690
24 hours a day
To change your PIN: (888) 886-0083
24 hours a day
FRAUD: If you need to speak to a live fraud representative, call (888) 918-7313.
⚠️ ⚠️ ⚠️ SCAM ALERT: Several members have reported calls from scammers claiming to be Navigator Credit Union.
Navigator Credit Union will never initiate a call, text or email to ask for your debit card info, credit card info, username, member number, online account password or other personal information.
Always contact Navigator directly if you have concerns. ⚠️ ⚠️ ⚠️
Thank you for submitting the form
Navigator will be closed on Wednesday, Dec. 24, and Thursday, Dec. 25, in observance of Christmas. Regular hours resume Friday, Dec. 26.