Choose option 5
Mortgage Loans
Our experienced team is ready to help. We’ll help you navigate home.
First & Second Mortgages
- Purchase, refinance, and cash-out programs available
- Fixed and adjustable rates available
- No PMI required on certain programs
- Terms 10 to 30 years
Traditional 30-Year Mortgage
- Some of the area’s lowest fixed rates
- In-house servicing for most 30-year mortgages
- Mortgages for rental properties and land
- Free pre-qualifications
Home Equity Lines of Credit (HELOC)
- Only pay interest on what you use
- Interest may be tax deductible**
- Use funds for any purpose
- Re-access as needed without re-applying
- 10-year draw period
Land & Lot Loans
- Build your dream home
- 100% financing available
Home Equity Loans
- Fixed rates available
- Interest may be tax deductible**
- Use funds for any purpose
Specialized Programs
- VA
- FHA
- USDA
- Construction
- TurnKEY
First-Time Homebuyer?
Our local mortgage specialists are happy to answer all your questions. help you choose the right mortgage and assist you throughout this process. Our free Homebuyers Guide can answer many of the questions you may have right now.
Ready to start your home buying journey? We’re ready to help.
Set up a free, no-obligation consultation or start your prequalification today. Call (800) 344-3281, option 5 or email mortgage@navigatorcu.org.
Kay Dowdy
Director of Mortgage Lending
NMLS# 972453
Kimberly Kosick
Mortgage Loan Officer
NMLS# 460039
Lori Karahalios
Mortgage Loan Officer
NMLS# 1853925