Savings Accounts

Your goals aren’t one-size-fits-all, and your savings plan shouldn’t be, either. Whether you’re just starting out or seek to protect a healthy nest egg, Navigator has programs that offer some of the best savings account rates and terms around.

Membership Share

A membership share is the foundation of your relationship with Navigator. Your one-time $5 deposit ensures lifetime access to Navigator services. Our Members are also credit union owners, and as a member, you’ll enjoy all the benefits of membership. Lower loan rates and higher savings rates, free online and mobile banking and a free ATM network with thousands of fee free ATMS are just some of the perks of being a Navigator Member.

Primary Savings Account

A primary savings account is a convenient and secure way to save and earn money. There is no minimum balance and has ATM card access with individual or joint availability. Make the most of your Primary Savings Account with regular deposits through payroll deduction or automatic transfers from your checking account.

Christmas Savings Account

It comes around every year, but yet the holiday season still seems to catch us off guard.

Set up a Christmas Savings Account at Navigator with a $2 minimum deposit early in the year. Its competitive rate together with your regularly scheduled deposits will allow your fund to build steadily. Then on November 1, we’ll automatically transfer your savings so you can celebrate the holidays without a worry.

Sub-Savings Account

Are you looking to save for something special like a vacation, a home improvement project or even your child’s college education? Navigator’s sub-savings accounts are a convenient way to put aside money for specific goals. You’ll be able to keep track of your sub-savings account balances apart from your Primary Savings Account, so you’ll always know how close you are to individual savings goals.

Money Market Account

Add some muscle to your savings with a Money Market Account. This hard-working vehicle offers a higher rate than a Primary Savings Account and can be opened with an initial deposit of $2,500. Then, as your balance grows, your rate increases, too! It’s a smart way to save for a down payment on a home or to build an emergency fund as a financial cushion.