Your goals aren’t one-size-fits-all, and your savings plan shouldn’t be, either. Whether you’re just starting out or seek to protect a healthy nest egg, Navigator has programs that offer some of the best savings account rates and terms around.
Primary Savings Account
A Savings Account is the basis of your relationship with Navigator. Come on in and be prepared for the best financial experience ever! Your initial $5 deposit ensures lifetime access to Navigator services and your $10 membership fee covers all the costs of account setup. Once you’re a member, you’re always a member with all the privileges available including higher savings rates and dividends paid monthly rather than quarterly so your money grows faster.
But that’s just the beginning. Make the most of your Primary Savings Account with regular deposits through payroll deduction or automatic transfers from your checking account.
Add some muscle to your savings with a Money Market Account. This hard-working vehicle offers a higher rate than a Primary Savings Account and can be opened with an initial deposit of $2,500. Then, as your balance grows, your rate increases, too! It’s a smart way to save for a down payment on a home or to build an emergency fund as a financial cushion.
The Premium Savings Account, one of our highest-interest savings account options, is available to members who maintain a $25,000 minimum balance. The Premium Account offers the benefits of liquidity for amounts above the minimum balance, and balances up to $250,000 are federally insured through the National Credit Union Administration. As a high-yield savings account, the Premium Account can give you peace-of-mind as a safety net while providing diversification within a well-balanced portfolio.
It comes around every year, but yet the holiday season still seems to catch us off guard.
Set up a Christmas Savings Account at Navigator early in the year. Its competitive rate, together with your regularly scheduled deposits and the magic of compounding, will allow your fund to build steadily. Then, come fall, you’ll have the reserves to celebrate the holidays without a worry. On November 1, we’ll automatically transfer your savings so you can celebrate the holidays without a worry.