Money Market Accounts

Put your money to work in a Money Market account with great rates, and if you need to access those funds, your money is not locked in!

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Premium Savings Money Market

Saving for a vacation or a bigger goal of savings for a house? A Premium Savings Money Market is a great place to save money for a special project. With no maturity date and easy access to cash, this money market gives you the flexibility you need.

Prime Money Market

Watch your money grow faster with a Prime Money Market! Your deposits new to Navigator can earn one of the highest APYs* on the market today. Our rate is based on the Wall Street Journal Prime Rate. When the Prime Rate changes, we automatically adjust the rate for a hassle-free** experience.

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*This Account is subject to a Variable Rate. The APY (Annual Percentage Yield) may increase or decrease after the account is opened depending on the WSJ Prime Rate. For the current dividend rate and corresponding APY, refer to the deposit rates published on this website.
New money required; source of funds deposited into Prime Money Market may not be from an existing Navigator Credit Union account. In order to earn the disclosed APY, you must maintain an average daily balance at least equal to $10,000 in your Prime Money Market account; and have a direct deposit aggregate of at least $500 each month into any of your Navigator Credit Union savings, money market, or checking accounts on the same account number.
** APY is based on the Wall Street Journal (WSJ) Prime Rate on the last day of the month minus 3.75% with a 0.30% floor rate. Should the WSJ Prime Rate change during a statement cycle, the APY will be adjusted on the last day of the cycle when dividends are calculated. If you fail to meet the eligibility requirements during any month, you will earn 0.15% APY. Fees may reduce earnings.