Navigator Share Secured MasterCard® Credit Card

The Navigator Share Secured  MasterCard® Credit Card is an invaluable tool whether you're looking to build credit or rebuild credit. Your Share Secured MasterCard® Credit Card is backed by a cash deposit. The credit limit available to make purchases is equal to the amount deposited to set up the Share Secured MasterCard® card. You get the deposit back when you upgrade to a regular “unsecured” card or close the account in good standing. As you use the card, Navigator reports your activity to all three credit bureaus.

Apply for a Navigator Share Secured Mastercard® today!

Rate, Fees & Rewards


Interest rate is a low fixed

12.9% APR




No application fee

No annual fee

No prepayment penalty





Navigator Rewards! Your new credit card will come with a new rewards program. With Navigator Rewards, it will be easier than ever to redeem points for travel, cash back, gift cards and much more.


Enjoy the worldwide purchasing power of MasterCard®
with the Navigator Share Secured Credit Card along with these benefits:

  • It’s contactless! You can insert, swipe, tap or hold your card over a contactless-enabled terminal to complete a transaction.
  • Smooth! This card is not embossed for added security. And your name and card number are on the back for additional privacy.
  • Card Services within Navigator Digital Banking allow you to manage your credit card account. You can: make a payment, view transaction history, view statements, report lost or stolen cards, enroll for credit card e-Statements, manage card controls, travel notifications, alerts and much more.
  • Mastercard ID Theft ProtectionTM program helps eliminate the worry of identity theft by monitoring and alerting you of any suspicious activity. Best of all, this service is included for no additional charge! Cardholders will need to activate to begin the monitoring service.


Start earning rewards and build your credit.
Apply for your Navigator Share Secured Mastercard® now.


Questions? Give us a call anytime at 800-344-3281, option 3.


APR=Annual Percentage Rate. Subject to membership eligibility. See terms and conditions for earning and redeeming Navigator Rewards.