Convenient
Get paid early with Early Pay Direct Deposit
Early Pay Direct Deposit features:
![icons_105_blue_calendar_check](https://navigatorcu.org/wp-content/uploads/2024/03/icons_105_blue_calendar_check.png)
Your money is deposited into your account, even when you are ill, on vacation or too busy to get to a branch.
![icons_105_blue_hand_dollar-1](https://navigatorcu.org/wp-content/uploads/2024/04/icons_105_blue_hand_dollar-1.png)
Fast
You have immediate access to your money once the funds are posted to your account.
![icons_105_blue_shield-1](https://navigatorcu.org/wp-content/uploads/2024/04/icons_105_blue_shield-1.png)
Safe
You never have to worry about checks getting lost, delayed or stolen.
Frequently Asked Questions (FAQs)
How do I get my paycheck early?
All you need to do is set up direct deposit to your Navigator Checking or Saving account. Qualifying direct deposits will be available up to two business days early. Note that most employers take a few weeks to set up a new direct deposit, so act today!
How do I set up direct deposit?
Log into Navigator Digital Banking to retrieve your account and routing numbers. It’s available under the details tab of each Navigator account.
Provide the information to your HR payroll representative.
Is there a fee to get early direct deposit?
No. There is no cost to you.
When can I access my paycheck funds?
You can enable e-Alerts to get an email, push notifications or SMS/text notice when the funds have been deposited into your account.
If I already have direct deposit set up, do I have to opt in to get paid early?
No, you do not have to opt in. It is automatic for qualifying direct deposits to your Navigator account.
I set up direct deposit, but my paycheck is not arriving early. What should I do?
Not everyone is paid two business days early. The exact timing ultimately depends on your employer or payroll service provider.