Checking with Save’N Up
Get ready to save as you spend. Navigator Credit Union’s high-yield Save’N Up savings account offers a seamless, rewarding way to grow your savings.
Save’N Up Features
Every time you use your Navigator debit card, Save’N Up rounds up your transaction to the next dollar and transfers the difference into a high-yield checking account.
This round-up checking account automatically turns everyday spending into consistent savings without you having to lift a finger.
- Earn competitive interest: Funds in your account accrue interest at an impressive 3% Annual Percentage Yield (APY)*.
- No additional fees: Enjoy no hidden fees or minimum balance requirements.
Save while you spend: By integrating saving into your daily spending habits, Save’N Up empowers you to effortlessly build a substantial savings cushion.
Earn more with e-Statements
When you are enrolled in e-Statements, you earn more.
50% Match
Navigator will match 50% of your Save’N Up savings for the first 30 days.*
5% Match
Navigator will match 5% of your Save’N Up each quarter.*
Getting started is easy
New to Navigator Credit Union? Open your new account here.
Already have a checking account with Navigator? Open a Save’N Up account inside Digital Banking.
Spend
Every purchase you make with your Navigator debit card will automatically round up to next dollar.
Save
Your spare change will be automatically transferred to your high-interest Save’N Up account, which earns 3% APY*.
Navigator Membership Features
Navigator Credit Union, a member-owned institution, offers more than competitive rates. Our services, which include rewards programs and helpful financial tools, work to simplify your financial life and help you reach your savings goals.
Free e-Statements
Enjoy fast, secure, and convenient access to your financial records, making it easier to manage your finances.
Bill Pay
Manage all your bill payments in one place. Reduce month-end stress by scheduling recurring payments.
Financial Calculators
Make informed financial choices with our user-friendly tools for budgeting, loan comparisons, and more.
Financial Resources
Access articles, guides, and tools to boost your financial knowledge and improve your money management abilities.
Bank From Anywhere With Our Digital Banking Services.
Our mobile banking app puts a personalized online tool for effortless money management at your fingertips. Check balances, transfer funds, and pay bills on the go, quickly and easily.
Download the mobile app for your device to get started.
Contact Us
Save’N Up FAQs
How does the round-up feature work?
Every purchase you make with your Navigator debit card will automatically round up to the next dollar. Your round-up amount will be transferred automatically to your high-interest rate Save’N Up account.
Are there any matching contributions from Navigator Credit Union?
Yes! For every signature debit card purchase, Navigator will match 50% of your Save’N Up account balance for the first 30 days, as well as match 5% of your Save’N Up dollar amount every quarter.*
Is there a cost to enroll in Save’N Up?
There are no costs to enroll in our Save’N Up debit card savings and no monthly maintenance fee.
Can I track my round-up savings?
Yes! Review and keep track of your savings in online banking or your mobile banking app. Funds will be transferred to your Save’N Up account at the end of each day whenever you use your debit card.
Are all debit card transactions eligible for round-up?
The round-up is for every debit card transaction where the round-up amount does not exceed the available balance. The round-up transfer does not occur if it exceeds your available balance.
Explore Accounts
Free Checking
Stay on track with a simple, reliable free checking account — no monthly service fees, no minimum balance, and all the convenience you need for everyday spending.
Savings Accounts
Our goals aren’t one-size-fits-all, and your savings plan shouldn’t be either. Navigator Credit Union has programs offering some of the best savings account rates and terms.
Certificates & IRAs
Put time to work for you. With Navigator Certificates and IRAs, you have smart options for setting money aside and building toward a brighter financial future.