Auto Loans

Get pre-approved for an auto loan with rates as low as 4.99% APR*!

Car, truck and motorcycle loans

Whatever you’re looking for in a vehicle, Navigator Credit Union can help you get it.
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Flexible terms

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Same low rates for new and used vehicles

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Affordable GAP coverage

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Refinance Your Auto Loan & Save.

Refinance your auto loan from another lender and you could save money every month.

First-time buyers program

Navigator’s first-time buyers program is designed for people with no credit or low credit.

If you’re interested, call us for more information.

What car loan can I afford?

what auto loan can i afford

What is GAP coverage?

A Guaranteed Asset Protection (GAP) coverage covers the difference between your loan balance and the amount your insurance policy would pay out if your vehicle were totaled or stolen and never recovered.

Mechanical Repair Coverage

Mechanical Repair Coverage is an extended car warranty package that minimizes the disruption of car repairs and helps you get back to what really matters.

TruStage Insurance

Navigator works with TruStage to offer members auto insurance, competitive rates, reliable service and optional 24-hour roadside assistance. Learn more.

RV & boat loans

Whether you want to take a road trip in your new RV, take a leisurely cruise on the water in your dream boat or blaze a trail in your new ATV, Navigator has the right lending solution for you.
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Loan payment calculator

Our interactive money calculators will give you a picture of where you stand financially.

Get pre-approved today

* APR = Annual Percentage Rate. The APR can vary based on borrower’s credit profile, age of vehicle, loan term, loan-to-value, and/or vehicle mileage. Borrower’s rate can be higher depending on your credit performance. Membership and credit eligibility requirements apply. Based on $10,000 loan with a 4.99% APR for 36 months, monthly payments will be $299.66. Additional credit and collateral criteria may apply. Rates are subject to change without notice. Federally insured by NCUA.