Christmas Club Savings

Enjoy the holidays without worrying about holiday expenses. A Christmas Club account is a savings account that makes it easy to save throughout the year.

Make as many deposits as you wish to build up your Christmas season budget. Open an account with an easy $2 opening deposit.

Features that make a Christmas Club a success

Small contributions

Build funds gradually with small, weekly deposits rather than trying to come up with a large sum all at once.

Automate savings

Set up regular automatic transfers, with direct deposit or transfer between accounts within digital banking to make saving effortless.

Separate account

Keeps holiday savings separate from everyday money to reduce the temptation to spend on other expenses.

Debt avoidance

Saving throughout the year helps avoid relying on credit cards and accumulating debt during the holidays.

Track your progress

Balances appear on monthly statements, viewable in online and mobile banking.

Early Access

Get access to your funds before the holiday rush begins. Funds transfer to your regular savings on November 1 every year.

Open your account online in minutes.

* APY=Annual Percentage Yield. Rate is subject to change without noticed. Dividends post on October 31, and funds transfer to Regular Share on November 1. Minimum deposit of $2.00 is required to open. Regular Share with a minimum deposit of $5 is required for membership. Fees and withdrawals may reduce earnings. Federally insured by NCUA.