* CHECKING: The $50 bonus will be credited to member’s Primary Savings account within 60 days after applying and opening a checking account with both enrollment in eStatements and an aggregate of $500 or more in Qualifying Direct Deposits within first 60 days of checking account opening. Members with existing direct deposits and/or already enrolled in eStatements do not qualify.
Qualifying Direct Deposits are defined as deposits from an enrolled member’s employer, payroll provider, benefits provider, pension, or the government (such as Social Security) via ACH deposit. External ACH transfers not from employers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Zelle, Cash App, or Venmo, mobile check deposits, cash loads or deposits, and any deposit which Navigator deems to not be legitimate are not Qualifying Direct Deposits.
An ACH direct deposit made available early with Early Payday does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g. the pay date scheduled by your payer).
AUTO LOAN: The $50 bonus will be credited to member’s Primary Savings account within 30 days after a new, used or refinanced auto loan is funded between 4/1/2025 and 4/30/2025. The minimum loan amount is $10,000.00 to qualify for this offer. The bonus payment will be issued within 30 days of opening the loan. Offer not available for refinancing of existing NCU vehicle loans.
PERSONAL LOAN: The $50 bonus will be credited to member’s Primary Savings account within 30 days after a personal loan is funded between 4/1/2025 and 4/30/2025. Minimum loan amount is $5,000.00 to qualify for this offer.
CREDIT CARD: The $50 bonus will be credited to member’s Primary Savings account within 30 days after applying and opening a credit card between 4/1/2025 and 4/30/2025. Minimum credit card limit is $1,000.00 to qualify for this offer.
Membership and credit eligibility requirements apply. Members may earn up to $200 total. All bonus payments are subject to IRS reporting requirements and may be considered income for tax purposes for the tax year in which the bonus was paid. Interest rates are subject to change. Rates and terms are subject to change. Account must be in good standing to qualify for all bonuses. Federally insured by NCUA.
