Personal Loans

A personal loan from Navigator Credit Union can be a great way to consolidate debt, finance home improvements, make a major purchase or cover an unexpected bill. No matter the reason, we offer competitive rates and flexible terms to help you get the money you need when you need it.

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Our personal loans feature:

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Rates as low as
10.99% APR*

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Loans from
$1,000 to $40,000

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Flexible
terms

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Fast processing and
quick response time

Personal loan options

  • Unsecured signature loan: A quick and easy loan that requires no collateral. Funds are received as a lump sum.
  • Personal line of credit: You can access your line of credit at an ATM, through Navigator digital banking, or any Navigator branch. Minimum payments are due monthly, with the payment amount based on a percentage of the loan balance.
  • Asset secured loan: The funds in your savings account or certificates of deposit (CDs) are used as collateral for a loan and allows you to borrow against savings without depleting them.
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Loan rates
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Debt Consolidation Calculator

Our debt consolidation calculator helps you determine if you should consolidate your debts into a single monthly payment. Consider including all of your debts such as credit cards, auto loans, medical debt, and personal loans.

* APR = Annual Percentage Rate. Quoted rates are the lowest available rates and reflect all possible discounts. Sample monthly payment for a $3,000 loan over 12 month term at 10.99% is $265.22. Individual rate is based on the borrower’s creditworthiness, loan term, other conditions, and restrictions. Advertised rates may change at any time without notice. Membership eligibility requirements apply. Federally insured by NCUA.
These calculators are made available to you as informational and educational tools for your independent use and are not intended to provide financial or investment advice. These calculators are not offers, representations or warranties and do not describe any particular products or services. Results depend on many factors, including the information you provide and we do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. You should not take any action on the basis of the information provided through these calculators. These calculators are not investment, legal, accounting or tax advice. Please consult with your financial, investment, tax and/or legal advisors for advice regarding your personal circumstances.