Why use mobile deposit?
Convenience!
Deposit checks day or night, from almost anywhere.
Ease
Save the time and gas you would spend with a branch visit. It’s so easy to deposit with a quick snapshot.
Security
The mobile app encrypts all data transmitted during a mobile deposit. Your mobile deposits are secure.
How do I deposit a check using mobile banking?
Members will need the Navigator mobile app to use the mobile deposit feature.
- Properly endorse the back of the check you are depositing:
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- Sign your name
- Include your account number
- Write “For mobile deposit to Navigator CU only’
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- Log in to the mobile app using your online banking username and password
- Click the Deposit icon
- Choose the Deposit Account and Amount of the deposit
- Take a photo of the front and back of the check
- Click Submit Deposit
You must be a Navigator member for 90 days before you can use mobile deposit. Navigator members in good standing are eligible for mobile deposit, daily deposit limits, and number of days on hold based on various criteria. Navigator may hold the check up to three business days. Holds may occur for a variety of reasons, such as, verification of funds from the payer’s bank, larger deposits, mobile deposits submitted later in the day, or mobile deposits made from newer accounts.
