4 financial tips for young adults
It’s so incredibly easy to spend money online. With that comes a need for a bit more responsibility and self-control when trying to outline and prioritize a monthly budget.
Building credit power
Understanding your credit score is crucial for navigating the financial landscape. It affects your access to loans, interest rates and even rental approvals. Navigator Credit Union breaks down key factors influencing your score and offers actionable strategies to build a solid credit foundation.
Dealing with credit card debt
According to a recent study, credit card debt continues to be a long-term issue for many Americans. More than 56 million individuals grappling with it for at least a year. Navigator Credit Union has strategies to help you deal with credit card debt and work towards financial freedom.
Crush Your Financial Resolutions
As the New Year begins, many of us embark on a journey to improve our financial well-being. Whether it’s paying off debt, saving for a dream vacation or investing for the future, financial resolutions are a common theme. However, turning these resolutions into reality requires more than just good intentions. Navigator Credit Union has some…
Strategies to manage debt
Nearly 77% of American households are dealing with some form of debt. Whether it’s student loans, credit card balances or mortgages, debt can quickly become overwhelming. Navigator Credit Union has some debt management strategies to help you take control of your finances.
Smart Tips for Back-to-School Shopping
While back-to-school season can be exciting, it can also be financially overwhelming for parents. The costs of supplies, clothing, and other essentials can quickly add up. However, with careful planning and a few savvy strategies, you can save money and make back-to-school shopping a budget-friendly experience. Navigator Credit Union has five tips on saving on back-to-school shopping.
Keep Holiday Spending In Check
The holiday season is a time for joy and laughter, spending time with family and friends and sharing our blessings. It can also be a time of overspending. Navigator Credit Union has some ways you can make the season merry without putting a squeeze on your wallet.
Holiday Travel Tips
The holidays are a time to be with family, loved ones and friends. It is also one of the busiest times of the year to travel. If you’re hitting the road to your holiday destination, Navigator Credit Union has some advice to help make it a smooth trip.
Making Sense of Your Roth 401K
Like other 401(k) plans, the Roth 401(k) carries with it numerous rules that impact their ultimate tax treatment. Understanding these rules is critical for optimizing your tax consequences.
What’s in a credit score?
A credit score is a number that represents a consumer’s or a borrower’s creditworthiness. The building blocks of a credit score include repayment history, loan types, credit history, debt utilization, new accounts opened, and credit lines….