Credit Cards

Earn unlimited rewards, consolidate debt and build and improve your credit with
a Navigator Platinum Rewards card today.

Apply for a Navigator Platinum Rewards card with no cash advance fees and unlimited rewards.

Apply today
image of Navigator Credit Union Mastercard credit card

Platinum Rewards MasterCard®

Our Platinum Rewards card is the perfect card if you carry a balance each month or want to transfer a balance from a high-interest credit card.

picture of Navigator Credit Union Mastercard credit card

Secured MasterCard®

The Navigator Share Secured MasterCard® Credit Card is an invaluable tool whether you’re looking to build credit or rebuild credit.

Plus, earn Navigator Reward points with every purchase

You’ll earn one Navigator Reward point for every dollar spent. You can redeem those points for thousands of options including travel, merchandise, cashback and more. Log into your Navigator Rewards here.

Break free of high interest and extra fees

No annual fee, balance transfer fees or cash advance fees

Free ID theft protection

The program helps eliminate the worry of identity theft by monitoring and alerting you of any suspicious activity.

Contactless payments

You can insert, swipe, tap or hold your card over a contactless-enabled terminal to complete a transaction.

Apply for your Navigator Platinum Rewards credit card today!

Apply for a Navigator Platinum Rewards card and enjoy all of the perks!

Apply today

Already have a Navigator credit card? It’s easy to submit a balance transfer request online.

Get started

Please have your credit card payoff amount ready.

APR = Annual Percentage Rate. Cardholders will receive 2.99% promotional APR on balance transfers for the first 12 billing cycles from the date the balance transfer is posted to your account if posted between 1/1/2025 and 3/31/2025. At the end of the promotional period, remaining balances will be at standard APR between 10.9% and 17.9%, based on creditworthiness. Offer may not be used to pay existing Navigator Credit Union loans or credit card debt. Transfers cannot exceed your NCU credit card available credit limit. Subject to change without notice. Membership and credit eligibility requirements apply. Federally insured by NCUA.