Buy more presents, pay less interest.

For a limited time, Navigator Platinum Rewards cardholders pay 6.99% APR on purchases
made between Nov. 15 and Dec. 15, 2023, for the life of the balance. 

Apply today to take advantage of this special offer.

Plus, you'll earn Navigator Reward points with every purchase!

From holiday shopping to weekly grocery runs and monthly bills, we'll make your spending more rewarding. You'll earn one Navigator Reward point for every dollar spent. You can redeem those points for thousands of options including travel, merchandise, cashback and more.


Awesome Features We Think You'll Like.

Break Free of High Interest
and Extra Fees

No annual fee, balance transfer fees or cash advance fees

Free ID
Theft Protection

The program helps eliminate the worry of identity theft by monitoring and alerting you of any suspicious activity.


You can insert, swipe, tap or hold your card over a contactless-enabled terminal to complete a transaction.

Apply for your Navigator Platinum Rewards credit card today!


Apply for a Navigator Platinum Rewards card
and enjoy all of the perks!


Already have a Navigator credit card?
It's easy to submit a balance transfer request online.

Please have your credit card payoff amount ready.

Questions? Give us a call anytime at 800-344-3281, option 3.

APR=Annual Percentage Rate. Membership and credit eligibility requirements apply. Qualified new and existing cardholders pay 6.99% APR on purchases made between Nov. 15 through Dec. 31, 2023, for the life of the balance. After that, the APR will between 10.90% and 20.90% based on creditworthiness. Offer subject to change without notice. Click here for Navigator Rewards terms and conditions.