Vehicle Loans

Navigator Credit Union provides flexible, affordable financing to help you get there. No membership is required to apply — you can pre-qualify for your loan anytime.
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Auto Loan Refinancing

Looking to save money or spend less each month on your existing loan payment? At Navigator, we refinance loans from other lenders so you can put more money back in your pocket.

  • Loan terms up to 84 months, depending on the age or mileage of your vehicle.
  • Original Navigator loans are not eligible for refinancing.

Refinance your auto loan
* APR = Annual Percentage Rate (APR). Rate based on term and creditworthiness. Members in good standing only. Auto loan loyalty discount of 0.25% if an active checking account and monthly direct deposit. An additional 0.25% auto loan rate discount if an existing consumer loan. An additional 0.25% auto loan rate discount if existing mortgage loan. An additional 0.25% auto loan rate discount if existing mortgage loan and five (5) years of membership or more. The foor rate is 4.49% APR and cannot be lowered further. Estimated savings based upon refinance of a $35,000 loan balance. Loans closed by March 31, 2026. Refinancing of current Credit Union loans ineligible. No other discounts may apply. Terms and limitations apply see Credit Union for details. Subject to change without notice. Federally insured by NCUA.