Youth Savings Accounts

Learning to save can be fun – and Navigator’s savings options provide the tools to make it happen.

For children from birth to 17 years old

Younger children and teenagers can prepare for the responsibility of a checking account by learning how to make regular deposits and withdrawals. Navigator’s youth savings account helps minors learn about the basics of banking. This account has no monthly fees, and does earn interest.

How to open a youth savings account

Kids 0-15 years old

Kids 0-15 years old can open a joint account with an adult co-owner
Open in branch only
$5 deposit
Identification required:
- The minor will need two forms of identification
  - Primary: Birth Certificate or Driver’s License.
  - Secondary: Social Security Card or School ID.
- The adult co-owner will need one valid form of identification.

Teens 16-17 years old

Teens 16-17 years old can open as an individual or with an adult co-owner
Open in branch only
$5 deposit
Identification required:
- The minor will need two forms of identification
  - Primary: Birth Certificate or Driver’s License.
  - Secondary: Social Security Card or School ID.
- If an adult co-owner is added to the account, the adult will need one valid form of identification.