Certificates Accounts
One of the basic ingredients to a well-rounded plan is a Certificate account that gives you a guaranteed rate of return with terms ranging from six months to five years.
IRAs – Traditional IRA and Roth IRA
A Traditional Individual Retirement Account (IRA) can be started with a low minimum balance requirement. To open a new IRA, visit a Navigator branch.
IRA Certificates
An IRA Certificate is a low-risk option for your IRA. By locking in a higher-yield rate for the length of its term, which ranges from six months to five years. To open a new IRA Certificate, visit a Navigator branch.
Jumbo Certificates and IRA Certificates
Jumbo Certificates and IRA Certificates have greater earning power with higher rates than regular Certificate accounts. The minimum deposit for a jumbo Certificate is $100,000, with a range of terms from six months to five years.
1st Nvestor Certificates
With a deposit of only $10 a week ($40 monthly), the 1st Nvestor Certificate gives you the opportunity to jump-start a savings plan at higher deposit rates without the requirement of a large opening balance.
IRA e-Resource Center
Navigator Credit Union also provides an extensive collection of e-Brochures to help members better understand Individual Retirement Accounts. IRA accounts can only be opened in a branch location.
For a complete list of savings rates, click here.