Flexible Terms
Choose from terms designed for different leisure vehicles, with up to 72 months for motorcycles and ATVs and up to 180 months for boats and RVs.
RV, Motorcycle, ATV & Boat Loans
Finance your next adventure with a leisure vehicle loan from Navigator Credit Union. Whether you’re shopping for a motorcycle, ATV, boat, or RV, we offer competitive rates, flexible terms, and a simple application process to help you get on the road, trail, or water sooner.
Finance Your Next Adventure
Competitive Rates*
Finance your next motorcycle, ATV, boat, or recreational vehicle with competitive rates designed to keep your plans within reach.
GAP Coverage
GAP coverage may cover the difference between your loan balance and insurance payout if your vehicle is totaled or stolen.
Easy Application
Apply online when you’re ready and take the next step toward financing your motorcycle, ATV, boat, or RV.
Motorcycle Loans
Answer the call of the open road with motorcycle financing from Navigator. From your first bike to your next upgrade, a motorcycle loan can keep your plans moving.
Motorcycle loan terms are available for up to 72 months, so you can shop for the right bike and get ready for the road ahead.
ATV Loans
Life begins where the pavement ends. Get ready for off-road fun with ATV financing from Navigator.
ATV loan terms are available up to 72 months, giving you room in your budget for the trails, land, and outdoor adventures ahead.
Boat Loans
Make more memories on the water with boat financing from Navigator. From family weekends and fishing trips to days spent cruising, a boat loan can help you move forward with your plans.
Boat loan terms are available up to 180 months, so you can plan ahead for your next adventure on the water.
RV Loans
Make your getaway on weekends, holidays, and long road trips. An RV gives you the freedom to explore new places, enjoy the outdoors, and travel on your own schedule.
RV loan terms are available up to 180 months, so you can finance the recreational vehicle that fits the way you like to travel.
Vehicle Insurance Products
What is GAP coverage?
Guaranteed Asset Protection (GAP) coverage may help cover the difference between your loan balance and the amount your insurance policy would pay out if your vehicle were totaled or stolen and never recovered.
TruStage Insurance
Navigator partners with TruStage®️ to help members access auto insurance coverage with competitive rates, dependable service, and optional 24-hour roadside assistance. Learn more.
Route 66 Vehicle Extended Warranty
A Route 66 Extended Warranty comes with a $0 deductible, 24/7 Roadside Service, rental car benefits, 30-day money back guarantees, nationwide coverage, and is fully transferable.
Visit our Route 66 quote tool for a free quote on an extended warranty!
Leisure Vehicle Loan Resources
Loan rates
Loan payment calculator
Use our loan calculators to estimate monthly payments and explore financing options before you apply.
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Explore Loans
Mortgage Loans
Buying your first home or looking to upgrade? Navigator offers a range of flexible loan options for your next move.
Personal Loans
From planned purchases to unexpected expenses, Navigator personal loans offer affordable financing for a variety of needs.
Small Dollar Loan
Life happens. A Small Dollar Loan provides access to funds for unexpected expenses without turning to high-cost payday loans.
** APR = Annual Percentage Rate (APR). The APR can vary based on a borrower’s credit profile, age of vehicle, loan term, and/or loan-to-value ratio,. Borrower’s rate can be higher depending on your credit performance. Membership and credit eligibility requirements apply. Based on $31,000 loan with a 6.99% APR for 180 months, monthly payments will be $278.46. Additional credit and collateral criteria may apply. Rates and terms are subject to change without notice. Federally insured by NCUA. Terms and conditions apply.