26 Oct

Why Do Parents Say No?

Sometimes parents say “no” when children ask for money or want their parents to buy things for them. It might not seem fair, but there are some really good reasons your parents might say “no” to spending money.

  • Budgets are for everyone. Parents have to earn and save money. If they gave you too much money for video games, for example, they might not have enough money left to pay for electricity.
  • Sales save money. When you see something you want, you might think you need it right now. Your parents might wait for the item to go on sale to get it for less money.
  • Times are tight. Lots of grown-ups are worried about having jobs and finding money to pay for things. When families are having tough times, it is up to everybody to help out. This means not always asking for things that you want but do not really need.

WE CAN HELP

When you get money, remember to put it in your Navvi-Gator Super Saver’s Club account. It will earn interest so it keeps growing. That way, if your parents say you have to pay for something yourself, you’ll be ready.

26 Oct

How to Keep Your Money Safe

Bobby was excited to get a birthday card from his grandparents. He tore it open right at the mailbox. As he read the card, he didn’t see the crisp, new $20 bill fall out.

Suzie hid three weeks’ worth of allowance in her school desk. She planned to go shopping with her best friend after school. Unluckily for her, someone else saw her stash the cash too.

Kyle couldn’t resist using the money his mom gave him for school supplies to buy his friends some snacks at the mall instead.

What do Bobby, Suzie and Kyle have in common? They didn’t keep their money safe. Bobby’s $20 was lost. Suzie’s allowance was stolen. Kyle spent his mom’s money on something other than its intended purpose.

HAPPIER ENDINGS FOR YOUR CASH

You can learn from Bobby, Suzie and Kyle. Here are some ideas for protecting your cash:

  • Deposit gift money (or money you want to save for the future) in a savings account – before it can be lost.
  • Store money you plan on using soon (like Suzie) at home in a piggy bank or money box until you need it.
  • Buy what you need first. Then if anything is left over, you can buy something you want.

Your Navvi-Gator Super Saver’s Club account is the safest (and smartest) place to store your money until you need it. It is protected from being lost or stolen. Plus,it will grow as we pay you interest just for saving it with us.

26 Oct

Talking Turkey

It’s fall and that means it’s time for turkey! Before you sit down for your next meal, chew on these fun turkey facts.

The pilgrims get credit for starting the turkey tradition. In fact, a book written 22 years after that first Thanksgiving started this tale. The pilgrims likely ate more venison (deer meat) than turkey.

Benjamin Franklin loved the turkey so much he thought it should be our national bird. The American eagle won that honor.

President Roosevelt made Thanksgiving an official holiday in 1941. In 1947, President Truman got the first live presidential turkey from the National Turkey Federation. They also gave him two that were ready to eat.

It was President George H.W. Bush who pardoned the first Thanksgiving turkey in 1989, saving its life. Since 2005, the pardoned turkeys have been flown to Disneyland. You can visit them at Frontierland.

“Talking turkey” means to talk plainly, or get to the facts. Some say farmers made up this phrase based on the clear, natural sound a turkey makes.

And Thanksgiving isn’t just about food, or football, or getting days off from school. It’s about giving thanks for what we have. Before you stick a fork into your turkey dinner, think first. Give thanks for your
family and friends, a safe place to live and … good food!

Now let’s eat!

Sources: www.theholidayspot.com, about.com, www.phrases.org.uk.