Choose option 5
Mortgage Loans
Our experienced team is ready to help. We’ll help you navigate home.
Conventional loans
- Purchase, refinance, and cash out refinance programs
- In-house servicing
- First and second mortgages
- Down payments as low as 3%
- Fixed rates
FHA, USDA and VA loans
- Government loans up to 100% financing
- Down payment assistance programs available
- Fixed rates
Home Equity Lines of Credit (HELOC)
- Only pay principal and interest on what you use
- Interest may be tax deductible**
- Use funds for any purpose
- Re-access as needed without re-applying during 7 yr draw period
- 7 year draw period
Land/Lot and Investment/Rental loans
- Land/Lot loans up to 15 year terms
- Investment/Rental loans for single/two family dwellings
- Minimum 20% down payment
- Fixed rates
Jumbo and TurnKEY loans
- Call for details
We offer
- Some of the areas lowest rates
- Easy, no hassle, ONLINE applications
- In-house underwriting, processing and closing on conventional loans
- First time homebuyer programs available
First-Time Homebuyer?
Our local mortgage specialists are happy to answer all your questions. help you choose the right mortgage and assist you throughout this process. Our free Homebuyers Guide can answer many of the questions you may have right now.
Ready to start your home buying journey? We’re ready to help.
Set up a free, no-obligation consultation or start your prequalification today. Call (800) 344-3281, option 5 or email mortgage@navigatorcu.org.
Kay Dowdy
Director of Mortgage Lending
NMLS# 972453
Kimberly Kosick
Mortgage Loan Officer
NMLS# 460039
Lori Karahalios
Mortgage Loan Officer
NMLS# 1853925
