Navigator Credit Union is a member-owned financial institution that provides some of the best, most competitive rates on savings products throughout the Mississippi and Alabama coastal regions. As a Navigator member, you have the tools to develop a well-rounded money saving strategy tailored to your goals and retirement timeline using our broad range of excellent savings products and rates. Current savings rates are listed below.

Rates effective as of 04/01/17*

*All rates are subject to change without notice.

Membership Share
 APRAPY
Membership Share2.250%2.273%

 

Primary Savings
Primary SavingsAPRAPY
$0.00 – $9,999.990.350%0.351%
$10,000 – $25,0000.350%0.351%
$25,000.01 – $50,0000.350%0.351%
$50,000.01 – $100,0000.350%0.351%
$100,000.01 & above0.350%0.351%

 

IRAs
IRAsAPRAPY
$0.00 – $9,999.990.550%0.551%
$10,000 – $25,0000.550%0.551%
$25,000.01 – $50,0000.550%0.551%
$50,000.01 – $100,0000.550%0.551%
$100,000.01 & above0.550%0.551%

 

Checking
 APRAPY
Checking0.150%0.150%

 

Save’N Up
 APRAPY
Save’N Up5.366%5.500%

 

Christmas Savings
APR APY
Christmas Savings 0.750% 0.750%

 

Premium Savings Money Market
Premium Savings Money MarketAPRAPY
$2,500 – $10,0000.399%0.400%
$10,000.01 – $25,0000.424%0.425%
$25,000.01 – $50,0000.449%0.450%
$50,000.01 – $100,0000.474%0.475%
$100,000.01 & above0.499%0.500%

 

Share Certificates ($25,000.00 or less)
Share Certificates ($25,000.00 or less) APR APY
6 Month 1st Nvestor0.449%0.450%
6 Month0.449%0.450%
12 Month0.896%0.900%
18 Month0.995%1.000%
24 Month1.292%1.300%
30 Month1.342%1.350%
36 Month1.391%1.400%
48 Month1.736%1.750%
60 Month2.129%2.150%

 

Share Certificates ($25,000.01 – $99,999.99)
Share Certificates ($25,000.01 – $99,999.99) APR APY
6 Month 1st Nvestor0.474%0.475%
6 Month0.474%0.475%
12 Month0.921%0.925%
18 Month1.020%1.025%
24 Month1.391%1.400%
30 Month1.440%1.450%
36 Month1.490%1.500%
48 Month1.834%1.850%
60 Month2.227%2.250%

 

Jumbo Share Certificates ($100,000.00 and Over)
Jumbo Share Certificates ($100,000.00 and Over) APR APY
6 Month0.499%0.500%
12 Month0.946%0.950%
18 Month1.045%1.050%
24 Month1.490%1.500%
30 Month1.539%1.550%
36 Month1.588%1.600%
48 Month1.933%1.950%
60 Month2.325%2.350%

 

IRA Certificates ($25,000.00 or Less)
IRA Certificates ($25,000.00 or Less) APR APY
6 Month 1st Nvestor0.549%0.550%
6 Month0.549%0.550%
12 Month0.995%1.000%
18 Month1.094%1.100%
24 Month1.391%1.400%
30 Month1.440%1.450%
36 Month1.490%1.500%
48 Month1.834%1.850%
60 Month2.227%2.250%

 

IRA Certificates ($25,000.01 – $99,999.99)
IRA Certificates ($25,000.01 – $99,999.99) APR APY
6 Month 1st Nvestor0.573%0.575%
6 Month0.573%0.575%
12 Month1.020%1.025%
18 Month1.119%1.125%
24 Month1.490%1.500%
30 Month1.539%1.550%
36 Month1.588%1.600%
48 Month1.933%1.950%
60 Month2.325%2.350%

 

Jumbo IRA Certificates ($100,000.00 & Over)
Jumbo IRA Certificates ($100,000.00 & Over)  APR APY
6 Month0.598%0.600%
12 Month1.045%1.050%
18 Month1.144%1.150%
24 Month1.588%1.600%
30 Month1.638%1.650%
36 Month1.687%1.700%
48 Month2.031%2.050%
60 Month2.423%2.450%

*All rates are subject to change without notice.