Savings Accounts

Your goals aren’t one-size-fits-all, and your savings plan shouldn’t be, either. Navigator Credit Union has programs that offer some of the best savings account rates and terms around.

Primary Savings Account

A primary savings account is a convenient and secure way to save and earn money. There is no minimum balance and has card access with individual or joint availability.

Sub-Savings Account

Navigator’s sub-savings accounts are a convenient way to put aside money for specific goals. You’ll be able to keep track of your sub-savings account balances apart from your Primary Savings Account, so you’ll always know how close you are to individual savings goals.

Christmas Club

Set up a Christmas Savings Account at Navigator with a $2 minimum deposit. Its competitive rate together with your regularly scheduled deposits will allow your fund to build steadily. Then on November 1, we’ll automatically transfer your savings so you can celebrate the holidays without a worry.

Youth Savings

Learning to save can be fun – and Navigator’s savings options provide the tools to make it happen.

Certificates and IRAs

You’ve got time on your side – and a great array of financial options – when you save your money with Navigator IRAs and Certificate accounts.

Money Market

A Money Market account offers a higher rate than a Primary Savings Account. Then, as your balance grows, your rate increases, too.

Prime Money Market

Our Prime Money Market account offers a rate based on the Wall Street Journal Prime Rate. When the Prime Rate changes, we automatically adjust the rate.

Savings Goal Calculator

This savings goal calculator will help you determine how much you’ll need to save each month in order to realize your next big purchase.

Subject to membership eligibility. Federally insured by NCUA.
These calculators are made available to you as informational and educational tools for your independent use and are not intended to provide financial or investment advice. These calculators are not offers, representations or warranties and do not describe any particular products or services. Results depend on many factors, including the information you provide and we do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. You should not take any action on the basis of the information provided through these calculators. These calculators are not investment, legal, accounting or tax advice. Please consult with your financial, investment, tax and/or legal advisors for advice regarding your personal circumstances.