Wire transfers
Navigator Credit Union will get your money there easy, fast, and secure.
Beware wire transfers SCAMS!
Before wiring any money, always confirm the recipient’s information and identity. You want to triple-check that your money will be sent to a legitimate person or organization and not a scammer impersonating your intended recipient.
Over-the-phone wire transfer
For wire transfers, members will need to have a Wire Transfer Agreement on file prior to the over-the-phone wire transfer request. Please call (800) 344-3281 to complete a Wire Transfer Agreement.
Send money securely
Wires under $10,000 can be sent by visiting a Navigator branch in-person or by calling Navigator at (800) 344-3281. Please know, wire transfers received after 2:30 p.m. will process the next business day.
Questions about wire transfers
No, Navigator does not process international wires.
Yes, members can receive international ACH deposits, but Navigator cannot send international ACHs.
A wire transferis a fast and secure way to send money directly between financial institutions, with funds typically received the next business day. Wire transfers are ideal for large, one-time transactions.
An ACH (Automated Clearing House) transfer is similar to wire transfers, but are generally slower, taking 1-3 business days. ACH transfers are often used for recurring payments like payroll or bill payments.