Making Sense of Your Roth 401K
Like other 401(k) plans, the Roth 401(k) carries with it numerous rules that impact their ultimate tax treatment. Understanding these rules is critical for optimizing your tax consequences.
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What's Happening
What’s in a credit score?
A credit score is a number that represents a consumer’s or a borrower’s creditworthiness. The building blocks of a credit score include repayment history, loan types, credit history, debt utilization, new accounts opened, and credit lines….
Hang up on Spoofing Scams!
Protecting your privacy is a promise we take very seriously at Navigator, and the security and confidentiality of your personal information are important to us. That’s why we want to make you aware of the latest scam affecting our Members in Mississippi and Alabama…
6 Expenses to Include in Your Home Buying Budget
When you buy a home, it’s important to look beyond the sale price and mortgage payment to set your budget. First-time homebuyers are sometimes caught off guard by overlooked expenses, which can create an uncomfortable finance pinch. Be sure you consider these one-time and ongoing expenses…
Don’t Get Caught in the Cycle of Payday Loans
The lure of payday loans from storefront or Internet lenders can be tempting if you’re in a cash crunch. These modern-day loan sharks may promise fast access to easy money. Payday loans in one hour or less! Apply now and get cash in 10 minutes! $500 cash wired to your account instantly! No credit check needed!
Are You Worried Sick about Debt?
Americans may be just sick over the state of the economy, but there are steps you can take to keep your debt load and stress level in check. Here are some tips I’ve found to be helpful and hopefully you will too
Facing Up To Facebook
You know how Facebook works. You post a status update, share some photos and maybe write on someone’s wall. You’re in control of what’s out there about you, right? Nope….
Ask a Financial Advisor: Which Type of IRA is Right for You?
A Message from the Navigator Financial Planning Services Program. There are two main types of IRAs – traditional IRAs and Roth IRAs – and both offer tax advantages. Most people saving for retirement can contribute to a traditional IRA, and if you meet certain requirements your contributions are tax-deductible…