Why is my available balance less than my current balance?

Available balance:

When you log into your account, the dashboard displays the available balance.

The available balance shows the amount of money you have readily available to spend or withdraw.

Takes into account pending transactions (like debit card purchases or checks) that haven’t fully cleared, as well as any holds on your account.

Available balance is he funds available to you, helping you avoid overdrafts.

Current balance:

When you click through to your account, the current balance is displayed.

The current balance includes posted transaction. Current balance does not include pending debit card purchases or checks that haven’t cleared. The current balance may not reflect the most accurate picture of the accessible funds.