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Free Checking

Your checking account forms the basis of your personal money management. It’s a good bet you use it several times a week to purchase items, make deposits and withdrawals, pay bills and transfer funds. So it should be easy to use – without the unwanted fees and penalties.

Navigator’s Free Checking gives you everything you want in a checking account – and more. Features include:

  • Phone, ATM or online checking account access
  • VISA® Debit Card
  • Free ACH and online Bill Pay
  • Check re-ordering by phone or online through ’N Touch Web
  • Direct deposit to your account
  • Dividend-earning accounts
  • No minimum balance required
  • No monthly service charges
  • No per-check fees
  • Overdraft Protection
  • Overdraft Transfer
  • Overdraft Line of Credit
  • Variety of check designs
  • Save’N Up Debit Card Savings Program

Opening your Navigator Free Checking account is easy!

Order checks online here.

Simply stop by one of our convenient locations to complete an application, or download an application (PDF format), complete it and bring it in.